Business Loans

Business Loans

Offer the predictability of a fixed repayment structure. Financing is based on the business’s annual gross sales and cash flow.

Good to know

  • Revenue of business is relatively stable
  • Annual gross sales exceed $50,000
  • Time in business is at least 6 months

Features

  • Set maturity date
  • Small daily deduction from your business bank account (Monday-Friday)
  • Term loans available 4-24 months

Benefits

  • No personal collateral required
  • Same day pre-approval process
  • Funding as fast as 24 hours after approval
  • Higher approval rates than traditional banks

 

We have programs regardless of your prior credit problems. Even if you have had a prior bankruptcy we get get you funding for your business. If you have been in business at least 6 months and have total monthly revenue of at least $5,000 we can help.

Cash Advance

Program

 

Standard Business Loan

Program

 

 

Bank Only Loan

Program

Time In Business 4 Months 1 Year 1 Year
   Profile Merchants accepting CC

Payments on a regular

basis

Merchants accepting credit cards on a regular basis Merchants that don’t accept cc’s or accept a limited amount of cc’s
CC Processing $5,000/month with at least 15 batches CC processing required CC processing not required
Bank Statements 2 complete bank statements for full submission 3 complete bank statements for full submission 3 most recent bank statements for full submission
Tax Returns 100k advances require tax return cover sheet Tax return cover sheet for full submission Tax return cover required for full submission
Bankruptcy Bankruptcy discharged for 1 year Bankruptcy discharged for 1 year Bankruptcy  discharged  for 1 year
Third Party Payoffs Merchant required to net at least 70% of advance Merchant required  to net at least 80% of loan Merchant required to net at least 80 % of loan
Personal Credit No minimum fico requirement No minimum fico requirement No minimum fico requirement
Funding Range $5k-$500K $5k-$500K $5k-$500K
Required* Complete app& signed auth w/CC

Info listed above

Complete app& signed auth w/CC processing info listed above Complete app& signed auth w/CC processing info listed above and 3 months bank statements
 

For more information please call 1-866-223-0190|dbsproducts@gmail.com