Business Loans

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Our business loans offer the predictability of a fixed repayment structure. Merchant Cash Advance Financing is based on the business’s annual gross sales and cash flow. Our business loans program is geared for people with past credit issues.
- Revenue of business is relatively stable
- Annual gross sales exceed $50,000
- Time in business is at least 6 months
FEATURES
- Set maturity date
- Small daily deduction from your business bank account (Monday-Friday)
- Term loans available 4-24 months


BENEFITS
We have business loans regardless of your prior credit problems. Even if you have had a prior bankruptcy we get get you funding for your business. If you have been in business at least 6 months and have total monthly revenue of at least $5,000 we can help.
- No personal collateral required
- Same day pre-approval process
- Funding as fast as 24 hours after approval
- Higher approval rates than traditional banks
Cash Advance Program | Standard Business Loan Program | Bank Only Loan Program | |
---|---|---|---|
Time In Business | 4 Months | 1 Year | 1 Year |
Profile | Merchants accepting CC Payments on a regular basis | Merchants accepting credit cards on a regular basis | Merchants that don't accept cc's or accept a limited amount of cc's |
CC Processing | $5,000/month with at least 15 batches | CC processing required | CC processing not required |
Bank Statements | 2 complete bank statements for full submission | 3 complete bank statements for full submission | 3 most recent bank statements for full submission |
Tax Returns | 100k advances require tax return cover sheet | Tax return cover sheet for full submission | Tax return cover required for full submission |
Bankruptcy | Bankruptcy discharged for 1 year | Bankruptcy discharged for 1 year | Bankruptcy discharged for 1 year |
Third Party Payoffs | Merchant required to net at least 70% of advance | Merchant required to net at least 80% of loan | Merchant required to net at least 80 % of loan |
Personal Credit | No minimum fico requirement | No minimum fico requirement | No minimum fico requirement |
Funding Range | $5k-$500K | $5k-$500K | $5k-$500K |
Required* | Complete app& signed auth w/CC Info listed above | Complete app& signed auth w/CC processing info listed above | Complete app& signed auth w/CC processing info listed above and 3 months bank statements |