Business Loans

Business Cash Advance
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Our business loans offer the predictability of a fixed repayment structure. Merchant Cash Advance Financing is based on the business’s annual gross sales and cash flow. Our business loans program is geared for people with past credit issues.

FEATURES

BENEFITS

We have business loans regardless of your prior credit problems. Even if you have had a prior bankruptcy we get get you funding for your business. If you have been in business at least 6 months and have total monthly revenue of at least $5,000 we can help.

Cash Advance ProgramStandard Business Loan ProgramBank Only Loan Program
Time In Business4 Months1 Year1 Year
ProfileMerchants accepting CC Payments on a regular basisMerchants accepting credit cards on a regular basisMerchants that don't accept cc's or accept a limited amount of cc's
CC Processing$5,000/month with at least 15 batchesCC processing requiredCC processing not required
Bank Statements2 complete bank statements for full submission3 complete bank statements for full submission3 most recent bank statements for full submission
Tax Returns100k advances require tax return cover sheetTax return cover sheet for full submissionTax return cover required for full submission
BankruptcyBankruptcy discharged for 1 yearBankruptcy discharged for 1 yearBankruptcy discharged for 1 year
Third Party PayoffsMerchant required to net at least 70% of advanceMerchant required to net at least 80% of loanMerchant required to net at least 80 % of loan
Personal CreditNo minimum fico requirementNo minimum fico requirementNo minimum fico requirement
Funding Range$5k-$500K$5k-$500K$5k-$500K
Required*Complete app& signed auth w/CC Info listed aboveComplete app& signed auth w/CC processing info listed aboveComplete app& signed auth w/CC processing info listed above and 3 months bank statements
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